BUSINESS

BUSINESS

01. Mainnet KONET Network
Mainnet & Explorer From Payment Proof to Stablecoin Payment Infrastructure KONET is a high-performance blockchain optimized for enterprise environments. Receipts, payment records, and settlement data generated after stablecoin transactions are stored on-chain, providing a transparent and tamper-proof payment verification system.
High-Performance
High-Performance Transaction Processing

Optimized architecture for fast, low-latency execution in real payment environments.

On-Chain Receipt
On-Chain Receipt System

Transaction data is recorded on-chain and verifiable receipts are issued, enabling transparent financial transactions.

Enterprise-Ready
Enterprise-Ready Infrastructure

Designed for seamless integration with existing payment systems, supporting scalable and reliable operations.

11M+ Transactions.
2.65M+ Wallets.

KONET delivers stable, high-performance network operations for enterprise applications. A robust governance structure ensures reliability and scalability.

01 Total Transactions 11M+
02 Wallet Addresses 2.65M+
03 Total Circulating 436B
speed
Speed / Stability / Performance

High-Performance Network Architecture

KONET is built on an optimized network architecture that delivers high transaction throughput and consistent performance, ensuring fast processing speeds and reliable network operations.

stability
Cost Efficiency / Inflation Control

EIP-1559 Fee Structure

By adopting EIP-1559, a fee-burning mechanism is applied that not only strengthens network security but also enables sustainable inflation control.

governance
Reliability / Transparency

Validator-Centric Governance

A governance model led by trusted validators provides stable network operations and an efficient decision-making structure.

02. PAYMENT Blockchain Payment Solution
STABLECOIN PAYMENT SOLUTION SSDA Pay with stablecoins anywhere in the world. Merchants settle in their preferred method — fiat or stablecoin. No borders, no exchange rates. Just scan a QR code. Done in 3 seconds. Go to Service
SSDA 3-STEP PROCESS No Sign-Up. Just Use Your Existing Wallet. No need to create a new wallet or transfer your assets. Pay quickly and securely using your existing wallet — MetaMask, Trust Wallet, and more.
STEP 01

STEP 01

Generate

The merchant generates a QR code containing the product and payment details.

STEP 02

STEP 02

Pay

The customer scans the QR code with their camera and pays with stablecoins using their existing wallet — MetaMask, Trust Wallet, and more.

STEP 03

STEP 03

Complete

The system detects the payment via blockchain and instantly issues a trusted digital receipt.

mobile background
SSDA Payment Infrastructure One Hub. Every Problem Solved. Three major pain points of legacy payment networks — solved by a single payment hub. Up to 1% fees, real-time D+0 settlement, and instant global wallet support. All in one.
Before

High-cost, high-friction legacy payment network

Customer
Customer
Card Co.
Card Co.
VAN
VAN
PG
PG
Platform
Platform
Merchant
Merchant
Customer
Customer
Card Co.
Card Co.
VAN
VAN
PG
PG
Platform
Platform
Merchant
Merchant
▲ Excessive Fees (up to 5%)
▲ Complex Licensing Structure
▲ Settlement Delays of D+7 or More
After

3 seconds for users. Business as usual for merchants.

Customer
Customer Global Wallet
Payment Hub
Payment Hub Real-time Processing
PG
PG Existing Integration
Merchant
Merchant Auto KRW Settlement
Customer
CustomerGlobal Wallet
Payment Hub
Payment HubReal-time
PG
PGExisting Integration
Merchant
MerchantAuto KRW Settlement
✓ Fees as low as 1%
✓ Real-time D+0 Settlement
✓ Instant Global Wallet Support
KONWALLET KONWALLET — The Universal Digital Asset Payment Platform Built on Korea's first blockchain payment patent, KONWALLET processes payments, settlements, and records entirely on-chain.
Home Dashboard
Home Dashboard
Payment
Payment
Card Management
Card Management
Home Dashboard
Home Dashboard
Payment
Payment
Card Management
Card Management
Universal Payment

All-Crypto Payment Support

Use any digital asset in your wallet to make real-time payments via QR code or barcode.

Security / Integrity

Patent-Based On-Chain Payment Protocol

Anti-tampering and anti-replay technology ensures the integrity and security of every transaction at its core.

QR Download

Android QR
ANDROID
iOS QR
IOS
ZEKTO is progressively developing AI agent payment capabilities on top of its existing stablecoin payment infrastructure.
03. AI Agent-Based Stablecoin Payment Solution

AI Agent-Based Stablecoin
Payment Solution

Agentic Stablecoin Payment System

Next-generation payment infrastructure where AI analyzes payment intent,
policies govern authority, and blockchain proves the results

ZEKTO's stablecoin payment solution is an intelligent payment orchestration solution that enables AI agents to select payment methods, stablecoins, blockchain networks, and settlement routes, and to execute payments, based on the user's payment intent and the enterprise's operating policies.

Within pre-configured permissions and limits, AI agents select the optimal payment method and network, automatically connecting the entire flow from stablecoin payment to settlement and verifiable records.

AI Agent Payments Policy-Based Authorization Intelligent Payment Routing Multi-Chain · Multi-Stablecoin Real-Time Risk Detection On-Chain Payment Records
1
Step 1

Before Payment

Verifies permissions
and spending limits.

2
Step 2

During Payment

Analyzes cost, speed, stability,
and risk factors.

3
Step 3

After Payment

Links payment requests, approvals, and processing results, anchoring hashes of key audit data to KONET Network for tamper-proof verification.

In the AI era, payment execution expands from direct
human action to delegated execution by AI agents

In traditional payment systems, a person selects the product, chooses the payment method, and approves the transaction directly. In AI-driven commerce, however, AI agents must be able to search for products and services, compare prices and terms, and complete payments within the scope of authority granted by the user.

Legacy payment infrastructure alone struggles to address the following challenges.

Defining AI agents' payment authority and scope of responsibility
Managing per-transaction limits and approved merchants
Selecting optimal payment routes across countries, currencies, and networks
Handling micro, high-frequency payments for API and data usage
Blocking abnormal transactions and policy violations in real time
Post-hoc auditing and verifiable records of AI-executed payments
Bridging stablecoin payments with existing payment gateways, VAN operators, and KRW settlement

ZEKTO's stablecoin payment solution combines its existing stablecoin payment infrastructure with AI agent technology, aiming to address these challenges in phases.

Core Functions

Function 1
AI Payment Orchestration

AI analyzes payment intent, amount, merchant, and payment terms to select the appropriate payment method and processing route, taking into account fees, network congestion, processing speed, liquidity, and network availability.

  • Analysis of payment intent and user requests
  • Selection of stablecoin, network, and wallet
  • Phased expansion of multi-chain stablecoin route comparison
  • Network failover and alternative routing (planned)
  • Route decisions reflecting merchant and settlement terms
  • Fiat off-ramp and settlement partner integration (in progress)
  • Integration with payment gateways and VAN operators (under review)
  • Improved payment success rates and operational efficiency
Function 2
Policy-Based Control & Transaction Risk Management

Rather than granting AI unrestricted spending, payments are executed only within policies pre-configured by users and enterprises. Transaction data is analyzed before and after payment to detect abnormal patterns and potential policy violations, with AI-based risk analysis applied in phases.

  • Per-transaction, daily, and monthly payment limits
  • Approved merchants, assets, and networks
  • Additional user approval above set thresholds
  • Automated recurring, subscription, and API usage payments
  • Detection of abnormal patterns and duplicate payments
  • Holds on suspicious transactions with administrator alerts
  • Automatic hold or block of policy-violating transactions
  • Per-transaction risk grading and review history
Function 3
Verifiable On-Chain Payment Records

Links the requests, approvals, payments, and settlement results of transactions executed by AI agents, providing a payment history that can be verified after the fact.

  • Matching payment orders to blockchain transactions
  • Payment records anchored to KONET Network
  • Digitally signed receipts and on-chain verification data
  • Audit trail of authorization policies and processing results
  • Merchant administrator dashboard
  • Linked records for cancellations, refunds, and settlement

ZEKTO Inc.

EMAIL: info@zekto.co.kr


Copyright © 2021. ZEKTO All rights reserved.

ZEKTO Inc.

EMAIL : info@zekto.co.kr


Copyright  © 2021. ZEKTO All rights reserved.